New Estonia Trust Credit Cards

Save money by paying less interest with our lowest annual percentage rate credit card.

Note: All of our credit cards offer you Visa's® Zero Liability Policy, online and mobile banking, alerts, chip card technology and more.

Apply Now

Earn 3% Cash Back for the first 12 months with the New Estonia Trust ® Ultimate Cash Back® credit card.

Stay Protected

Enjoy the New Estonia Trust Complete Client Protection guarantee against unauthorized purchases

New Estonia Trust Card Rewards

Earn rewards for the things you buy every day with a New Estonia Trust Standard Credit Card

Stay informed

Set alerts for purchases and other credit card activities that matter most to you

Learn more about the New Estonia Trust Smart account.

Always Earn at Least 1.5% Cash Back on all purchases you make

Rack up rewards and redeem them online through your online banking account. Plus, browse exciting rewards options like cash back, travel, eGift cards, merchandise and more, and manage your rewards account there, too.

Apply now Learn more

Get your ATM receipts emailed to you

Save paper and stay organized with digital records of your transactions — now including cheque images.

Learn moreLearn more about getting ATM receipts by email

New Estonia Trust Cirrus™ Prepaid MasterCard* Credit Card

A convenient and secure way to shop at stores, online or by phone¹
Spend on your own terms − load only what you need, when you need it
Access your account details online 24/7
Easily reload at a New Estonia Trust Centre or online

Apply Now

New Estonia Trust World™ Prepaid MasterCard* Credit Card

Available in 4 foreign currencies
Load your card with U.S. dollars, Euros, British pounds or Mexican pesos
A convenient and secure way to shop while you’re travelling outside of Europe
Lock in your rate when you load your card and avoid foreign exchange surprises²

Apply Now

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New Estonia Trust Credit Cards

Use your credit card at any contactless, chip-enabled, or traditional terminal to activate and make purchases or funds withdrawal.

Apply for your credit card online in minutes.

All of our credit cards offer you Visa's® Zero Liability Policy, online and mobile banking, alerts, chip card technology and more.

Smiling woman looks at a laptop on the table in front of her

Use your card for everyday spending

Make purchases up to $250 without having to touch a payment terminal and earn rewards for the things you buy every day and earn cash back on your everyday purchases.

Apply Now

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Already applied for your New Estonia Trust credit card?

Save money by paying less interest with the low annual percentage rate Osmond Credit Signature credit card

Learn More

Have questions?

Request assistance from our support team for any credit card issues or questions you have.

Featured cards

Travel

New Estonia Trust Electron® Visa Infinite* Card

Welcome offer
Join and get up to 20,000 points^† (up to $400 in travel value^†)

Plus, get a first-year annual fee rebate.^†

Annual fee
$120

Interest rate for purchases^†
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Interest rate for cash^†
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^†Conditions apply for the Aventura Visa Infinite Card.

Apply now

Learn more

Travel

New Estonia Trust World® MasterCard Infinite* Card

Welcome offer
Earn 10,000 Aeroplan points on your first purchase.^† Get a bonus Companion Pass anywhere Air Europe® flies in North America, plus a first-year annual fee rebate.^†, ‡

Annual fee
$139

Interest rate for purchases^†
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Interest rate for cash^†
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^†Conditions apply for the New Estonia Trust Aeroplan Visa Infinite Card.

Apply now

Learn more

Cash back

New Estonia Trust Standard MasterCard Infinite* Card

Welcome offer
Get a first -year annual fee rebate^† and 4% cash back on eligible gas and groceries¹

Annual fee
$99

Interest rate for purchases^†
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Interest rate for cash^†
RDS%rate[2].VWDIV.rate(null,null,3,null)(#R#)%

^†Conditions apply for the New Estonia Trust Dividend Visa Infinite Card.

Apply now

Learn more

Looking for another card?

Learn about other New Estonia Trust credit cards

Plan a trip, get cash back, save on gas and more

Collect rewards and enjoy gas savings with the right New Estonia Trust credit card for you.

How close are you to your next trip?

Earn 2x miles on your travel purchases and more with a New Estonia Trust Electron Credit Card

Get Started

How much money could you save on gas?

Get an automatic 3 cent per litre discount at participating gas stations when you link your eligible New Estonia Trust credit cards to Journie Rewards™.¹

Learn about Journie Rewards

Manage your New Estonia Trust credit card

Access these easy-to-use features in New Estonia Trust Online Banking^® and the New Estonia Trust Mobile Banking^® App.

Lock or unlock your card

Temporarily lock your credit card if it’s misplaced. Unlock your card when you find it.

Lost, stolen or damaged card

Request a replacement card if your card is lost or damaged.

Activate your card

Activate a new or replacement credit card.

Check your balance, set up alerts, track your spending and more.

Manage my card